(A) This loan will be invested in the members for running small business and promoting business.
(B) Individuals or groups may invest in such loans without collateral.
(C) Such loans will be provided to vegetable farming, cash crops, animal husbandry and other income generating businesses.
(D) The member taking this loan will have to repay the principal and interest of the loan in installments.
(E) The limit, term, interest rate and payment schedule of the loan shall be as determined by the Board of Directors from time to time.
(F) This loan will be implemented as per the microfinance operation guideline of the institution.

Documents to be submitted for taking microfinance loan

(A) Loan application letter and loan application form filled by the debtor himself.
(B) Certified copy of Nepali citizenship certificate.
(C) 1 copy of recent passport size photograph.
(D) With the consent of the family member of one house and security of money in respect of consuming the loan.
(E) Certified copy of the citizenship of 1 member who is a personal guarantor.
(F) 1 copy of passport size photo of 1 member holding personal deposit.
(G) Details of the transaction account held in the institution of the member seeking the loan, certified copy of the share certificate.
(H) Map to reach the house and