(A) Loans will be provided to the members of the organization for the purchase of household and commercial goods (such as motor, motorcycle, electrical and other equipment).
(B) When requesting a loan, you will have to submit a quotation of the goods you want to purchase.
(C) Different amount of loan sanctioned amount and value of goods will have to be deposited in cash in the institution.
(D) This loan has to be repaid in daily or monthly installments. In case of non-payment of three consecutive installments, the organization may withdraw the goods by publishing a public notice or warning the concerned member. However, just because an organization has purchased goods does not mean that the loan has been repaid.
(E) Goods registered in the name of the organization by taking loan from the organization will be transferred to the name of the member after repaying the loan.
(F) The limit, term, interest rate, payment schedule and procedural fee of the loan shall be as determined by the Board of Directors from time to time.

2.1 Documents to be submitted for higher purchase loan

(A) Loan application letter and loan application form filled by the debtor himself.
(B) 1 certified copy of Nepali citizenship certificate.
(C) 1 copy of recent passport size photograph.
(D) Quotation of official firm or company.
(E) Cash deposit voucher.
(F) With the approval of the family member of the same house and security of money in respect of consuming the loan.
(G) Certified copy of citizenship of 1 member holding personal deposit. 1 copy.
(H) 1 copy of recent passport size photograph of 1 member holding personal deposit.
(I) Details of the transaction account in the institution of the member seeking the loan, certified copy of the share certificate.
(J) Map to reach the debtor's house and project.